Down Payment Calculator

Two ways to look at the cash a home purchase needs. Enter a price and a down payment percentage to see the dollars down, the closing costs, the loan amount, the loan-to-value and how far short your savings are. Or enter the cash you already have and see the price it covers at 3.5%, 5%, 10% and 20% down. Closing costs are entered as a percentage of the price so they scale with the house, and the 20% line is marked because conventional mortgage insurance normally stops there. What a lender will approve still depends on income and credit, which this does not look at.