Home Appreciation Calculator

This projects what a home will be worth after years of appreciation at a rate you choose, and works the rate backwards from what you paid and what it is worth today. Enter the value, the yearly rate and the years, and it returns the future value, the total gain, the years to double and, if you fill in inflation, what that gain is worth in money that buys the same as today. The second tab takes a purchase price and a current value and gives the annual rate, keeping money spent on improvements out of it, because that is spending rather than the market moving. Mortgage interest, taxes, upkeep and the cost of selling are not part of this, and together they usually take more than a year of appreciation.

Calculator Type

Enter what the home is worth now and the yearly rate you want to assume. Filling in inflation shows what the gain is worth in money that buys the same as today.

A negative rate is allowed, for a falling market.
Agent commission, transfer tax and the concessions a buyer asks for.
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What you paid, what it is worth now, and how long you have owned it. Money spent on improvements is kept out of the growth rate, because that is spending rather than appreciation.

Part years are fine, so 7 years and 6 months is 7.5.
Additions and remodels, not repainting or repairs.
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