Seller Closing Cost Calculator

This works out what a home seller pays at closing, one line at a time. Enter the sale price, then commission and transfer tax as percentages and the title, escrow, attorney, HOA and buyer credit lines as dollar amounts. Every box defaults to zero, so a blank line is left out rather than filled with a guessed average. It stops before your mortgage payoff, which the home sale proceeds calculator carries through to net proceeds. What a seller customarily pays varies by state and by contract.

Fill in the lines you know. Anything left blank counts as zero.

Sale Price ($) *

Total Agent Commission (% of price)

Enter the total you have agreed to pay. Since 2024 any share for the buyer's agent is negotiated separately rather than set by the listing.

Transfer Tax or Deed Stamps (% of price)

Rates are set by state, county and sometimes city, and in some places the buyer pays instead.

Owner Title Policy ($)

Customarily the seller's bill in much of the country, and the buyer's in the rest.

Escrow, Settlement and Recording Fees ($)

Attorney Fee ($)

Annual Property Tax ($)

Months of Property Tax You Owe the Buyer

The share of the tax year you occupied but have not paid. Zero if your area bills in advance and you are owed a refund instead.

HOA Transfer Fee and Home Warranty ($)

Buyer Credit Agreed at Closing ($)

Repair credits or help with the buyer's costs. It comes off your side of the statement.

Other Seller Costs ($)

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