SIP Calculator

A step-up SIP raises the monthly amount you invest by a fixed percentage every year, so the contribution keeps pace with your income. Enter the starting monthly amount, the annual step-up, an assumed yearly return and the number of years, and it projects the closing value next to what you actually paid in. The second mode reverses the question and gives the starting monthly amount needed to reach a target. Contributions are treated as arriving at the end of each month, and the return is a flat assumption rather than a forecast, so real fund results will differ.