401k Contribution Calculator - Per Paycheck Amount

Calculator Type

Annual Salary ($) *

Paychecks per Year

Paychecks Left This Year *

Your Age at the End of This Year *

Catch-up goes by the age you reach during the year, not your age today.

Already Deferred This Year ($)

Your own contributions so far. Employer money does not go here.

Target for the Year ($)

Leave at 0 to aim at the full limit.

Employer Match (% of what you defer)

A 50% match means 50 cents for every dollar you put in.

Match Applies Up To (% of pay)

Basic Elective Deferral Limit ($)

The IRS indexes this every year. Check the figure for the year you are in and put it here. Enter 0 to ignore the limit entirely.

Age 50 Catch-Up Limit ($)

Also indexed. Available from the year you reach 50.

Catch-Up Limit for Ages 60 to 63 ($)

SECURE 2.0 gives a higher catch-up in the years you are 60, 61, 62 or 63, and it drops back at 64. Not every plan has adopted it.

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Annual Compensation ($) *

Your Age at the End of This Year *

Employer Contributions This Year ($)

Match and profit sharing together. They count against the total additions limit, not against your deferral limit.

Total Annual Additions Limit ($)

The ceiling on everything going into the account in one year, yours and the employer money together. Indexed each year, and capped at your pay if that is lower.