Pool Loan Calculator

Financing a pool is two bills, not one: the loan payment and everything the pool costs every month it exists. Enter the project cost, cash down, rate and term together with your monthly upkeep and annual extras, and this returns the payment, the running cost, the true monthly cost of owning the pool and what it all adds up to over the term. A second mode runs backwards from a monthly budget, taking the upkeep out first, to show the project that budget really supports. Running costs are yours to enter rather than assumed, because chemicals, pump electricity, water and insurance vary far too much by climate and pool for a stock figure to mean anything.

Calculator Type

The loan payment and the running cost together, which is the number that actually leaves your account each month.

The whole job: pool, decking, fence, electrical and landscaping, not just the shell.
Unsecured pool loans commonly run 5 to 12 years, home equity borrowing longer.
Chemicals, pump electricity, water and routine service, averaged over the year.
Opening and closing, the cover, and any rise in insurance or property tax. Spread over twelve months.
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The other direction: name what you can put to a pool each month, take the upkeep out of it first, and see what project that leaves.

Everything the pool may cost you in a month, loan payment and upkeep together.
Chemicals, pump electricity, water and routine service, averaged over the year.
Opening and closing, the cover, and any rise in insurance or property tax. Spread over twelve months.
Unsecured pool loans commonly run 5 to 12 years, home equity borrowing longer.
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