TSP Retirement Calculator

This projects a Thrift Savings Plan balance using the agency contribution the TSP actually pays, which no single-tier employer match can reproduce. Enter your basic pay, the percentage you defer, your balance and the return you assume, and it adds the automatic 1% that arrives whether you contribute or not, then dollar for dollar on the first 3% and fifty cents on the dollar on the next 2%. A second action walks the pay periods and prices the match you forfeit by hitting the elective deferral limit before the last one, which is the most expensive common mistake in the plan. A third blends an expected return from a G, F, C, S and I allocation using returns you supply, because no fund return is assumed anywhere here.