Car Down Payment Calculator

This calculator works out the cash you need to put down on a car, which is rarely just a percentage of the sticker. Enter the price, the sales tax rate, the dealer and registration fees, and the trade-in along with anything still owed on it, and you get the down payment, the amount financed, the out the door price and the loan to value. The second action goes the other way: give it a monthly payment, an APR and a term, and it returns the cash down that gets you there. Negative equity on a trade-in is shown as its own line because it rolls into the new loan rather than disappearing, and rebates, gap insurance and extended warranties are not included.