Auto Body Repair Cost Calculator

A collision estimate is labour hours times a shop rate, plus refinish time on every panel painted, plus paint materials billed per refinish hour, plus parts. Enter those and the page totals them, taxes what is taxable and shows the repair cost. It then measures that against the vehicle's cash value, since most insurers write a car off once the repair passes a set percentage of it, and several states compare repair plus salvage instead. Every rate is your own figure, so this is arithmetic and not a quote.

Calculator Type

Body Labour (hours) *

Body Labour Rate ($ per hour) *

Panels Refinished

Refinish Hours per Panel

Adjacent Panels Blended

Blend Time as a Share of a Full Refinish (%)

Refinish Labour Rate ($ per hour) *

Paint and Materials ($ per refinish hour)

Parts ($)

Sublet: Glass, Alignment, Calibration ($)

Sales Tax on Parts and Materials (%)

Vehicle Actual Cash Value ($) *

What the car was worth the moment before the crash

Total Loss Threshold (% of value)

Salvage Value ($, 0 to skip the total loss formula)

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