Car Cost Calculator

A car costs far more than its monthly payment, and the largest line is usually the one that never sends a bill. Enter the price, what you expect to sell it for, your yearly mileage and the running costs, and this adds depreciation, fuel, insurance, servicing, tyres, registration and loan interest into a total for the whole period you keep it. The breakdown separates a standing cost per year from a running cost per mile, so you can see what one extra mile really costs. A second action puts two cars through the same miles and finds the mileage at which they come out level. Sales tax, dealer fees and the return your down payment would have earned elsewhere are not counted.

Calculator Type

Distance In

Miles Kilometres

Fuel Economy In

Litres per 100 km counts down: a smaller figure is a thriftier car.

Fuel Priced Per

US Gallon Litre Imperial Gallon

Every cost of keeping a car on the road over a whole ownership period, turned into a figure per year, per month and per mile or kilometre.

Purchase Price ($) *

What You Expect to Sell It For ($) *

The value at the end of the period below. car-depreciation-calculator will forecast it if you do not have a figure.

Years You Will Keep It *

Distance Driven Per Year (miles) *

Fuel Economy (MPG) *

Fuel Price ($) *

Insurance ($ per year) *

Servicing and Repairs ($ per year) *

Oil, brakes, wipers, the annual service and whatever goes wrong. Leave tyres out, they get their own boxes.

Price of a Set of Tyres ($, optional)

Distance a Set of Tyres Lasts (miles)

In the same unit as the yearly distance above. Left blank it is 45,000 miles, which is 72,420 km.

Registration, Tax and Inspection ($ per year)

Parking, Tolls and Anything Else ($ per year)

Down Payment and Trade-In ($)

Loan APR (%)

Loan Term (months, 0 if you paid cash)

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Distance In

Miles Kilometres

Fuel Priced Per

US Gallon Litre Imperial Gallon

Fuel Economy In

Applies to both cars. Litres per 100 km counts down: a smaller figure is a thriftier car.

The cheaper car is not always the cheaper car. Put both through the same distance and see which costs less to own.

Years You Will Keep It *

Distance Driven Per Year (miles) *

Fuel Price ($) *

First Car

First Car: Price ($) *

First Car: Resale at the End ($) *

First Car: Fuel Economy (MPG) *

First Car: Insurance, Servicing and Tax ($ per year) *

Second Car

Second Car: Price ($) *

Second Car: Resale at the End ($) *

Second Car: Fuel Economy (MPG) *

Second Car: Insurance, Servicing and Tax ($ per year) *

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