Out the Door Price Calculator

This tool turns a quoted car price into the total that actually leaves your account. Enter the negotiated price, destination, any dealer add-ons, the doc fee, title and registration, your sales tax rate, a trade-in with whatever is still owed on it and any rebate, and it returns the out-the-door price with every line itemised, the tax the trade-in saved you and the cash or loan you still need. A second action runs it backwards, so you can name an out-the-door total and see the price you have to negotiate to hit it. Whether your state credits the trade-in against the taxable amount, and whether the rebate comes off before or after tax, are both choices you make here because they differ by state and they move the answer. Nothing is financed on this page and no rate is looked up for you.

Calculator Type

Negotiated Vehicle Price ($) *

The price you agreed on, before anything else. Not the monthly payment.

Destination or Freight Charge ($)

Printed on the window sticker of a new car and not negotiable. Leave at zero if it is already inside the price you entered.

Dealer Add-Ons and Products ($)

Paint protection, nitrogen, VIN etching, an extended warranty, gap cover. Taxed with the car in most states.

Dealer Documentation Fee ($)

Title, Registration and Plates ($)

Combined Sales Tax Rate (%)

State plus county plus city, at the rate where the car will be registered.

Does Your State Tax the Trade-In?

Trade-In Allowance ($)

Loan Still Owed on the Trade-In ($)

More than the allowance means negative equity, which gets added to what you owe.

Manufacturer Rebate or Incentive ($)

When Is the Rebate Applied?

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